After years of research (and crying in parking lots), we’ve identified the exact kind of car you need. It must be a sedan. It must have a four-cylinder engine. And it must be older than high school me, but new enough to have airbags. Here are your sworn protectors.
A guide to cheap car insurance for new drivers | Insurance Business
The Honda Fit: The Ultimate Party Favor
This tiny, boxy hatchback looks like a fridge that learned to walk. But don’t laugh; it is the king of cheap insurance. Because it has a small engine and costs less than a used iPhone to repair, insurers practically give away policies for it. You can literally insure a Honda Fit for the price of a monthly Netflix subscription in many states. It fits into parking spots that are jokes, and it gets 40 miles per gallon. You’ll be poor in spirit, but rich in gas money.
The Subaru Outback (Older Models): The Dad-Bod of Cars
Get a slightly used one from around 2010-2015. It’s not fast, it looks like it eats granola for breakfast, and it has the aerodynamics of a brick. This is a good thing. Insurers love a car that isn’t going anywhere fast. Plus, Subaru drivers have a reputation for being sensible, safety-obsessed weirdos. You’ll slide right into that demographic. It’s also fantastic for camping, which is a cheap hobby!
The Toyota Corolla: The Unkillable Cockroach
This is the safe choice. It’s the car your grandmother drives, and your grandmother has never had a speeding ticket in her life. Insurers know this. The Corolla is statistically the cheapest car to insure for new drivers in almost every zip code. Why? Because they are literally everywhere, parts are dirt cheap, and they survive nuclear war better than a Twinkie. It’s not flashy, but you’ll have money left over to buy flashy snacks.
