First, go full detective on your own home. Dig through drawers, coat pockets, and that scary junk drawer—you might find actual money. A 2026 survey found that the average American has about $100 in loose change and forgotten gift cards floating around their house. That’s 20% of your goal right there, just from being a lazy hoarder.
Next, sell that thing you bought during a pandemic-fueled hobby. I’m looking at your sourdough starter kit, your unopened paint-by-numbers set, or that yoga wheel you thought would make you flexible. Post it on Facebook Marketplace or OfferUp—most stuff sells within 48 hours if you price it at 70% of retail. Boom, instant cash and more closet space.
