First, a secret: insurance agents hate the term “full coverage.” It’s vague. But we know what you mean: liability + collision + comprehensive. That’s the magic trio.
State Farm wraps them up like a burrito. Liability covers the other guy’s car. Collision covers yours after a crash. Comprehensive? That’s for weird stuff.
The Quirky Side: What Comprehensive Covers
Comprehensive is the wild card. It pays for falling objects. Yes, like acorns. Or a rogue satellite.
It covers vandalism. Someone keyed your car? Covered. Flamingo statue fell on it? Weird, but yes.
State Farm once paid for a car damaged by a runaway cow. I’m not joking. A cow. On the loose. Your premium just got more interesting.
